Are you looking for a mortgage? We can help! Call us at 469-640-0400. Ready to begin? Apply Now.
It's important to consult your mortgage professional as soon as possible — even before you've started to consider neighborhoods. Why? Perhaps it is hard to understand the ways in which we can help even before you start to talk about prices and negotiations.
Our mortgage professionals can help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. This process takes you through your financial situation - your debts, income, job, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.
Once you qualify, we present to you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are working with you to find the best mortgage to fit your financial needs and that we are confident you'll qualify for a mortgage for a specific amount.
Various beneifits open to you after you have found your next house, and have pre-qualification. The first is that you will know what you will be able to afford when putting together your offer.
Of greater importance to the current home owner, your being pre-qualified is like your having walked into their front door with a suitcase full of cash ready to make the deal! They need not worry that they are wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your ability to back up your offer.
We will help you with your pre-qualification
We will help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. During the process, we look at your borrowing potential - looking at your job, money available for down payment, debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
Face to Face
It is vital to sit down and talk with us, even though you are welcome to also use the helpful mortgage loan calculator tools on this site. That way, we can help you get your pre-qualification letter. For another thing, we could find a different mortgage option that fits your goals better. Contact us at 469-640-0400 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 469-640-0400. Capacity Lending, LLC answers pre-qualifying questions every day.