Why it's Important to Pre-Qualify
Are you looking for a mortgage loan? We can assist you! Give us a call at 469-640-0400. Ready to get started? Apply Now.
Even if you've not narrowed down houses to view yet, it is valuable to contact your mortgage pro early. Why? If you don't know yet how much home you want to qualify for, what can we help you with?
We Will Help You Pre-Qualify
Our mortgage professionals can help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. This process outlines your finances - your debt, income, job, and cash available for down payment, among other things. We ask for a minimum amount of paperwork, and avoid a lengthy process.
We'll give you a Pre-Qualification Letter after you qualify, that says that we are confident you'll qualify for up to a certain amount of mortgage dollars.
Holding your pre-qualification letter, several advantages fall at your feet at the point you locate the home you want to make an offer for. The first is that you can be sure the amount you can afford when determining your offer.
Your pre-qualification can also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They won't have to worry that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You'll have the clout of a buyer ready to make the purchase right now!
We will help you pre-qualify
When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you can qualify for. We can achieve this by analyzing your debts and income, your work and housing situations, your available funds for down payment, required reserves, and some other things. We will require a minimum amount of paperwork, and avoid a lengthy process.
Face to Face
It is important to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculators on our site. We can work toward your pre-qualification letter. Then, we can make sure we have found the ideal mortgage program for you. Contact us at 469-640-0400 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at 469-640-0400. Capacity Lending, LLC answers pre-qualifying questions every day.